The Spending Types Quiz

Budgeting Didn't Work

After struggling for years with money and budgeting, I began to wonder why my budget wasn’t working for me. It was clear my money wasn’t going where it was supposed to—but where was it going?

paper monthly budget pen
woman holding wallet image

Where Was The Money Going?

I looked through all the transactions from previous months to try to identify what my money was being spent on. As I did, I began to see trends in my spending. When I asked others, the trends seemed not only unique to me, but applicable to all those that struggle with overspending.

Spending Types

I have identified six main spending types, which represent behaviors that trigger overspending. I call them The Spending Types. 

spending types image
Six Spending Types

There are six main spending habits, or Spending Types, that account for most of our spending.

 

Necessity
Spender

sale sign discount clothing

Bargain
Spender

emoji text phone icons image

Emotional
Spender

bags shopping impulsive online

Impulsive
Spender

passive spender eyes hiding face image

Passive
Spender

piggy bank coins image

Saving
Spender